AI-Powered Lending Protocol

Liqfinity provides 100% LTV crypto loans with no liquidation risk, liquidity pools for earning passive income, and crypto-backed credit cards. Additionally, our Quant AI assistant, launching in 2025, will offer personalized financial insights and automation.

Loans on Liqfinity are fully backed by your crypto assets, which act as collateral. Our AI-driven algorithm ensures your assets remain secure, even during market volatility, by dynamically adjusting fees to prevent liquidation.

Our AI-driven algorithm is designed to handle extreme market volatility by adjusting fees dynamically to protect your assets and prevent liquidation. This ensures that even in severe market downturns, your crypto remains secure without forced sell-offs.

Fees are automatically deducted from your wallet balance on the platform. If your balance is insufficient, a portion of your collateral may be gradually liquidated to cover the fees, ensuring your loan remains active.

If you can’t cover the hourly fees, the platform will gradually liquidate a portion of your collateral to pay the outstanding fees. This ensures your loan stays active while minimizing the impact on your holdings.

The cost of borrowing is around 8% per month but can be higher in more volatile markets** Fees include the AI-adjusted Base Hourly Fee, an Entry Fee (1-3%), and an Hourly Fee Tax (3-8%), depending on your tier.

This cost acts as a small price for the “insurance” provided by the platform, allowing you to decide whether to keep your position, close it, or even open a new one under better circumstances—all while protecting your funds from significant market swings.

Entry fees are a one-time charge applied when you take out a loan, ranging from 1-3% depending on your tier. This fee is deducted upfront from the loan amount, reducing the funds you receive. For example, if you borrow $10,000 with a 2% entry fee, $200 is deducted, and you receive $9,800.

In highly volatile markets, our AI-driven algorithm adjusts the Base Hourly Fees to reflect the increased risk, which may result in higher fees. This dynamic adjustment helps protect your collateral from liquidation and ensures the platform remains stable.

Yes, borrowing limits on Liqfinity depend on your tier: Basic users can borrow up to $1,000, Plus users up to $10,000, Premium users up to $50,000, and Platinum users up to $100,000. These limits are aligned with our risk management strategies and may increase as Liqfinity’s treasury grows.

Providing liquidity on Liqfinity is somewhat similar to earning dividends. You earn passive income through hourly fees generated by loan borrowers, distributed proportionally based on your contribution to the liquidity pool. However, unlike traditional dividends, these earnings are tied to the platform’s lending activity and market conditions.

Yes, as more liquidity providers join the platform, your share of the earnings may decrease because rewards are distributed proportionally. However, increased liquidity can also lead to higher overall platform activity and fee generation, which could help maintain or even boost your income over time.

Yes, Liqfinity will be launching a token that provides users with enhanced benefits, such as larger credit lines, reduced fees, and access to exclusive features. Stay tuned for more details as we get closer to the launch.

Yes, Liqfinity’s marketing plan includes community rewards to drive engagement and platform growth. Our referral program lets users earn a percentage of the hourly fees generated by their invitees, with the exact percentage depending on the referrer’s tier.

Borrowing against your crypto assets on our platform allows you to access liquidity without triggering a taxable event, as you’re not selling your holdings. This strategy can help you defer capital gains taxes, enabling you to manage your tax obligations more efficiently. However, tax laws vary by jurisdiction, so it’s essential to consult with a tax professional to understand how this applies to your specific situation.